Bank Holiday 2026 CIRCULAR ON PUBLIC HOLIDAYS DECLARED UNDER THE NEGOTIABLE INSTRUMENTS ACT, 1881 BY VARIOUS STATES / UNION TERRITORIES FOR THE YEAR 2026 We enclose the list of Public Holidays declared under the Negotiable Instruments Act, 1881 for the year 2026 in respect of the follo wing States  / Union Territories  (UT).   NAMES … Read more

Introduction of Transaction Threshold Limit (TTL) Breach Control in indian Bank With the rapid growth of digital banking and  financial transactions, banks are under increasing regulatory pressure to strengthen transaction monitoring systems. One such critical control mechanism is the Transaction Threshold Limit (TTL) Breach Control, designed to identify disproportionate transaction activity in customer accounts and … Read more

SBI Una Branch Case: High Court Slams Bank for Failing to Protect Female Officer.The Punjab and Haryana High Court criticised SBI for mishandling a sexual harassment complaint at its Una branch. Read the full legal analysis and implications.sbi girl asbi SBI Una Branch Case: High Court Strongly Criticises Bank for Failing to Protect Female Officer … Read more

How R.K. Talwar’s Defiance of Sanjay Gandhi Changed India’s Banking System Forever.The Untold Story That Changed Indian Banking. Explore the historic clash between Sanjay Gandhi and SBI Chairman R.K. Talwar in the 1970s and how it permanently altered banking independence in India. Introduction India’s banking system has long been regarded as a pillar of economic … Read more

Lok Adalat 2026 Schedule Lok Adalat, meaning People’s Court, is an important pillar of India’s alternative dispute resolution system. It is designed to provide speedy, cost-effective, and amicable settlement of disputes outside the formal courtroom structure. Every year, Lok Adalats are conducted across the country, and 2026 will also witness multiple National Lok Adalat sessions … Read more

Supreme Court Clarifies That Loan Settlement Does Not End Criminal Liability In a landmark judgment, the Supreme Court of India has categorically ruled that a one-time settlement (OTS) of a loan with a bank does not bring an end to criminal proceedings when allegations of fraud, cheating, forgery, conspiracy, or corruption are involved. The ruling … Read more

Uderstanding Premature Closure of Fixed Deposits (FD) When you invest in a Fixed Deposit (FD), you commit your funds for a fixed duration in return for a guaranteed interest rate. However, financial needs or emergencies sometimes force depositors to withdraw their FD before the scheduled maturity date — a process known as premature closure or … Read more